Did you know you could be losing money?
If you are a self-employed healthcare professional and do not yet have a CNPJ? then you could be losing money. Opening theCNPJ could be the key to positively transforming your career and finances.
Doctors🩺 are independent professionals, so they have the flexibility to choose how they want to provide services after completing their Medicine course and registering with the Regional Council of Medicine (CRM). Options include:
CLT employee
Independent service provider
Own entrepreneur/Legal Person
This diversity of choice raises doubts about which modality is most advantageous for those who choose not to work as a CLT, whether as a freelancer or when opening a medical CNPJ🩺. In this article, we will explore the differences and benefits between being self-employed and opening a company, especially highlighting the advantages of the "CNPJ for doctors".
Advantages of having a CNPJ for doctors:
✅Reduced Tax Burden:By opening a CNPJ for doctors, healthcare professionals have the opportunity to optimize their tax burden. The tax structure offered to businesses often allows for a significant reduction in taxes, allowing you to preserve more of your earnings.
✅ Access to Specific Lines of Credit:Having a CNPJ for doctors expands their possibilities of accessing specific lines of credit for companies. This can be crucial to invest in equipment, technological updates or even to support periods of less financial activity.
✅ Professional Credibility and Strategic Partnerships:Having a CNPJ gives greater credibility to your business. This not only instills confidence in your patients, but also opens doors to strategic partnerships. Many institutions and companies prefer to collaborate with professionals who operate legally.
✅ Strategic Tax Planning:Opening a CNPJ makes it possible to implement strategic tax planning. Healthcare professionals can work alongside accounting experts to identify legal tax savings opportunities, allowing more resources to be directed toward business growth.
✅ Ease of Financial Management:With a CNPJ, the separation between personal and business finances becomes clearer. This facilitates financial management, allowing more efficient control of your office or clinic's income and expenses.
✅ Flexibility to Invest in Growth:Opening a CNPJ provides the necessary flexibility to invest in the growth of your business. Whether expanding facilities, implementing advanced technologies or enhancing services, this legal framework provides the foundation for sustainable growth.
❌Self-employed doctors
Taxes: Incidence of taxes on remuneration
Tax Responsibility: Responsible for collecting your own taxes
Tax Benefits: Limited to specific deductions
Asset Protection: Risk of compromising personal assets
Financial Control: Individual control of finances
Professional Growth: Limitations on partnerships and participation in public tendersHealth Plan and Benefits: On your ownFinancial Flexibility: Full payment of fees
✅Doctors Legal Entity (CNPJ)
Taxes: Tax planning allows you to reduce taxes and contributions.
Tax Responsibility: The company is responsible for taxes, facilitating tax management.
Tax Benefits: Possibility of more deductions and tax benefits available for companies.
Asset Protection: Limitation of financial responsibility to the company's assets.
Financial Control: Ease of organizing and controlling business finances separately from personal ones.
Professional Growth: Possibility to participate in tenders, partnerships and demonstrate greater professionalism.
Health Plan and Benefits: Offering benefits and health plan for you and employees, if any.< /span>
Financial Flexibility: Greater flexibility to distribute profits, invest in the company and plan financially.